Assistant Relationship Manager "Kuwaiti Nationls only please"
Established in 1964 as the country's first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
QNB Group's presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor's (A), Moody's (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
Based on the Group's consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
QNB Group has an active community support program and sponsors various social, educational and sporting events. Role Summary:
The role is primarily responsible for providing proactive and effective support to the RM so as to profitably enhance the daily management and development of the customer portfolio. Role Description:
You will proactively support the RM to develop and manage on a day to day basis both potential new customer targets and existing customers to meet assigned financial and non-financial targets, in compliance with QNB policies and procedures, regulations and prevailing best practices.
You will assist the RM to prepare comprehensive credit proposals for new / prospective customers that adequately address all relevant risk factors and satisfy minimum acceptable standards of QNB corporate credit.
You will assist the RM to prepare comprehensive credit reviews for existing customer facilities, at least one month before limit expiry, that adequately address all relevant and current risk factors and the latest developments in the industry, market and business.
You will proactively obtain all requisite facility and account documentation to ensure each customer's file is current with valid legal documentation to secure / protect the Bank's interests. You will assist the RM to identify and timely report on all negative events and early signals on potentially problematic accounts / relationships.
You will assist the RM to maintain the timely review of credit applications and documents within the set turn around time, in coordination with Credit Risk. You will support the RM, and others as requested, in identifying weak aspects of credit applications. Qualifications:
University graduate with preferably a masters in a commerce/business discipline.
At least 4-6 years relevant experience in the banking industry, preferably with a large local / International Bank.
Note: you will be required to attach the following:
1. Resume / CV